Educational and Living Conditions of Children in Africa
In the spirit of collaboration and strengthening the Network, and as a member of the Arigatou International family, GNRC Bosnia and Herzegovina (GNRC BiH) joined the rest of the GNRC members and the world in commemorating the Day of the African Child on 16th June 2023. To mark this auspicious day, a workshop titled ‘Children of Africa’ was held.
GNRC BiH took the participants through a presentation of the life of children from Africa, with a focus on Madagascar. The aim was to draw comparisons and bring attention to the conditions of upbringing and education of the African Child and the participants themselves.
After the presentation and discussion, it was evident that there was a change in awareness.
GNRC BiH wanted to encourage thinking about desires and ambitions in education, and through the prism of religious teaching, to strengthen the tools for preventing greed and exaggeration in securing material things. The workshop was led by psychologist Majida Memišević and pedagogue M.Sc. Ismeta Salihspahić, Coordinator, GNRC BiH.
Maintaining the spirit of Ubuntu in celebrating the Day of the African Child, despite coming from Europe, GNRC BiH showed empathy, compassion, collaboration, and most importantly humanity and togetherness. True to the words of the Christian African philosopher, J. S. Mbiti’s “I am, because we are; and since we are therefore, I am”.
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Financial services is the industry that encompasses banks, credit unions, insurance companies, investment firms and other institutions that provide a range of services. It includes everything from assisting individuals with debt repayment and financial planning to facilitating stock trading, providing loans and investment funds, and even offering payment utilities such as credit cards and debit cards. The field is highly regulated and complex, with constant pressure from both consumers and regulators for improved supremacy, transparency and accountability.
The financial services sector is a powerful economic force that can drive other industries’ practices, standards and operations. It comprises thousands of for-profit enterprises and nonprofit ventures that focus on money management and other monetary functions. It is also a key driver of consumer confidence and purchasing power. When this sector and its entities are successful, the economy as a whole thrives. However, when this sector struggles, the economy can falter and even collapse.
As a result, the industry faces a number of challenges including increased regulation, increasing competition, and the changing face of the customer. With customers demanding more choice, customization and convenience, many financial service providers are looking to invest in digital technology to better meet their needs. This is resulting in an exciting opportunity for professionals who want to stay ahead of the curve and become part of this dynamic and innovative industry.
A career in financial services can be very rewarding, as the sector is known for promoting from within on the basis of merit, rather than tenure. Many of these organizations are also heavily invested in their employees and encourage them to continue their education, allowing for professional growth and career advancement opportunities. In addition, financial services companies offer a wide range of benefits such as free training programs, free access to e-learning tools, and perks like gym memberships and paid travel.
When considering a career in financial services, it is important to understand the different types of roles and their responsibilities. For example, a bank is a key player in the financial services industry because it collects deposits from people who have money to pool together and then lends that money to those who need it. In addition, it offers a variety of other products and services such as investing in mutual funds and money markets.
In the past, banks were the main providers of financial services. However, regulations prevented them from offering the full range of products that their consumers wanted and this led to them increasing their business with other companies such as brokerages and insurance firms. This is one reason that the lines between the various financial services sectors began to blur and even today, some banks now have subsidiaries that offer products outside of their core offerings. This is a trend that is likely to continue as consumers demand more choice and greater convenience.
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Hope Away from Home
On June 20, we, together with millions around the world, and led by the UNHCR, mark World Refugee Day, a day to celebrate the resilience and courage of millions of people who have been forced to flee their homes and seek safety in other countries. It is also a day to raise awareness and solidarity for their plight and their rights.
Refugees are not just numbers or statistics. They are human beings with dreams, talents, and aspirations. They have endured unimaginable hardships and losses, but they have not given up hope. They have shown remarkable strength and adaptability in the face of adversity.
Refugees deserve respect, compassion, and support. They deserve to be included in the societies that host them, have access to education, health care, livelihoods, and legal protection. They deserve to have opportunities to contribute to their new communities and to shape their own futures. They deserve to thrive, not just survive.
This year, let us remember that refugees are not a burden, but a blessing. They enrich our cultures, economies, and societies with their diversity, skills, and creativity. Let us stand with refugees today and every day. Let us welcome them with open arms and open hearts. Let us give them hope away from home.
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Home improvement is the process of improving the interior and exterior of a house. It can be done to increase the value of the property or simply to make it more livable. Some common home improvements include replacing windows, painting, adding or removing walls, installing new flooring, and remodeling the kitchen and bathroom. Home improvements can be expensive and should only be undertaken when necessary. However, sometimes homeowners over-spend or go into debt when doing home improvements. Oftentimes, this can lead to costly foreclosures or bankruptcy.
The home improvement movement took off after World War II, as returning veterans sought a sense of security in their new suburban homes. Government mortgage insurance programs encouraged homeownership, and home-center chains like Lowe’s and Home Depot expanded their market share. Homeowners could now purchase their own materials and tools to improve their houses at reasonable prices. In addition, the emergence of television shows such as “This Old House” and “Tool Time” promoted DIY home renovations and further increased consumer demand for both hardware stores and building supplies.
It is important for homeowners to understand that not all home improvement projects will add value to their homes. Some, such as adding a pool or converting a garage into a living space, will only decrease the resale value of the house. Other renovations, such as putting in a state-of-the-art kitchen or installing new flooring, will typically increase the resale value of the home.
A good way to avoid over-spending on a home improvement project is to do research before hiring contractors and choosing materials. Consumers should check to see if potential contractors are licensed, insured and have good customer reviews. They should also try to get quotes from multiple contractors before selecting one. Consumers should also avoid companies that require a deposit upfront.
Many homeowners renovate their homes with the intent of increasing the resale value. While this is a great idea, it’s important to remember that not all home improvements will add value. High-end upgrades, such as marble countertops and a new kitchen floor, may not be of interest to most buyers. In order to maximize resale value, it’s best to stick with mid-range upgrades that will appeal to the majority of potential buyers.
Before beginning a home improvement project, it’s important to research the cost of materials and compare pricing between retailers. It’s also a good idea to consult with a real estate professional to determine what types of home improvements will add the most value. Lastly, it’s important for homeowners to be aware of the tax laws in their area. For example, in New York State, a home improvement project is only tax-exempt if the contractor provides documentation that the renovation is a capital improvement. This can be obtained by submitting Form ST-124, Certificate of Capital Improvement. Credit cards can also be a convenient way to finance home improvements, as they often offer a 0% introductory rate for up to 12 months.
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Something affording pleasure, diversion or amusement: The show was a great entertainment.
Entertainment is the most important activity for children, because it develops their social skills (through play with dolls and pets); prepares them for adult responsibilities (through games that mimic adult activities like watching performances and child rearing); and teaches them motor skills needed for sports, music and group games. It also teaches them how to tell stories, such as the famous Scheherazade story from Persian professional storytelling tradition, which was later inspired by composers Rimsky-Korsakov and Ravel, director Pasolini and many innovative video games. See our article on children’s entertainment for more.
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